Hougom Insurance Agency
Riverside Park and downtown La Crosse on the Mississippi River

Our team · Onalaska, WI

People who have your back

We're a full-service independent insurance agency in Onalaska, WI. Our team covers every line — from home, auto, and business to Medicare, health, life, and group benefits — so you have one trusted agency for everything.

11Team members
2Local offices
15+Lines of coverage

The people behind the coverage

Meet the Hougom team

Licensed specialists across every line of insurance — one local office, 11 people who pick up the phone.

Timothy Hougom

Timothy Hougom

Agent & Owner

[email protected] (608) 799-8434
Michael Otomo

Michael Otomo

Agent & Owner

[email protected] (608) 799-8434
Taylor DeFrang

Taylor DeFrang

Property & Casualty Specialist

[email protected] (608) 799-8434
Marshall Pierce

Marshall Pierce

Life & Health Insurance Specialist

[email protected] (608) 799-8434
John Langrehr

John Langrehr

Property & Casualty Specialist

[email protected] (608) 799-8434
Nicholas Schlampp

Nicholas Schlampp

Life & Health Insurance Specialist

[email protected] (608) 799-8434
Cade Tralmer

Cade Tralmer

Property & Casualty Specialist

[email protected] (608) 799-8434
Melissa Hart

Melissa Hart

Account Manager

[email protected] (608) 799-8434
Adam Quam

Adam Quam

Property & Casualty Specialist

[email protected] (608) 799-8434
Mason Schroeder

Mason Schroeder

Insurance Sales Associate

[email protected] (608) 799-8434
Watson Allan

Watson Allan

Property & Casualty Specialist

[email protected] (608) 799-8434

Our mission

What drives us

At Hougom Insurance Agency, our mission is to provide our customers with a positive experience throughout their entire insurance journey.

Hougom Insurance Agency has deep roots as a property & casualty agency in the La Crosse area. We expanded into a full one-stop-shop agency, adding health, life, Medicare, and group benefits expertise so our clients never have to go anywhere else.

Because we're independent, we don't work for any one insurance company — we work for you. We shop multiple carriers across every line of insurance and give you straight, unbiased advice with no separate fee for most services.

Not affiliated with or endorsed by the U.S. government or the federal Medicare program. Licensed insurance agency.

Our values

Seven principles we work by

Integrity

We act ethically in every interaction and honor the trust our clients place in us.

Education

We empower clients through clear explanations — no jargon, no pressure, just straight talk.

Hard Work

Consistent effort without shortcuts. We do the homework so you don't have to.

Service

Your needs come first, full stop. Our job doesn't end at the sale.

Courage

We advocate fiercely for our clients, even when it's not the easy path.

Communication

Transparency and prompt responses — you'll always know where things stand.

Dedication

Long-term commitment beyond the initial sale. We're your advisor for life, not just for enrollment.

One local team, every line of coverage

Whether it's Medicare, a home and auto review, business coverage, or anything in between — start with a free conversation with a local advisor who has your back.